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You should know that when you receive a refund for your credit card, it is not your actual payment. Instead, it is an account credit. This means that you’ll receive a lower balance on your credit card than you originally had. However, don’t think that you won’t have to make a payment after the refund. Otherwise, you might be subject to late fees and your credit score will suffer. Therefore, it’s important to make a payment on your balance regardless of whether or not you received a refund.

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